No doubt today is the best time to buy a home. But, are you prepared? Before you take this big step make sure you can afford the purchase. There are programs that ask for little down payment, which means that you are financing most of the purchase. Will you be comfortable with your monthly payment or would it be wiser for you to save some more money to reach at least between 10 to 20% of the purchase price to put as down payment? Even with the low prices and low interest rates, it’s wiser to save some money first and then buy. Let’s learn from the present market and let’s avoid another round of foreclosures and short sales.
Call an agent you trust to discuss this purchase you have in mind. Carmen G. Gutierrez, Realtor serving Rancho Cucamonga and surrounding areas have been in business for 20 years and is considered an expert in Real Estate listings and helping buyers. Her webside www.CGHouses.com offers lots of advice, or you can contact her directly at (909)921-4206
Ask all the questions you have in mind, and if you are ready, go for it. But if you are not, take your time and save, save, save until you know you have enough for the down payment and you will get affordable monthly payments.
