Carmen Gutierrez
Real Estate & Mortgage Professional
with
One West Realty & FundRite Mortgage
NMLS# 371488
D.R.E. Lic.# 01193488
Serving California
If you are in another state,
please consult your local agent
.
Ready to sell?
Know your home
value first.
(909)477-1515
When You Rent:

  • The rent amount can go up year after year.
  • You must follow the landlord rues, like
    parking areas, after hours noise, color of
    house paint, etc.
  • You can not remodel, make room additions,
    change color of paint, etc.
  • The rent payment is due exactly the same
    day every month, or you could be
    immediately evicted.
  • Your landlord can end the rent contract at
    any time (after giving you legal notice to
    vacate premises).
  • Month after month you throw away the
    money you pay in rent, you don't get any
    financial benefit for it.
  • If you have pets, in many rental residences
    you are not allowed to bring them with you.
  • You'll never get back the money you have
    paid in rent, compared to a home owner,
    renting won't allow for any equity earnings.
When you Own:

  • A fixed mortgage payment can give you peace of mind
    and help you organize your finances.
  • You are free to remodel, make room additions, add a
    swimming pool, change the color of the walls, etc.
  • In an emergency you have a few extra days to pay
    your mortgage, usually 15 days, without affecting your
    credit.
  • Month after month the payment applied to your
    principal is equity earned, and if on top of that the
    value is increasing, it could mean substantial earnings
    for you.
  • As home owner you can deduct the interest paid on
    your house from your income taxes.
  • You can have pets in your own home, no need to deal
    with any landlord!
  • If necessary you can always refinance to get money
    out to pay for home additions or improvement, or to
       pay for your kids college, start a new business,buy a    
       second (or investment) home, travel or cover an
       emergency expense.
  • Being a home owner make you and your family proud.


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