FHA streamline refinance is a much easier
process. As long as you have an existing FHA
loan, and you have been making your mortgage
payments on time, you should qualify for the
streamline process.
•        The mortgage to be refinanced must
already be FHA insured.      
•        The mortgage to be refinanced should be
current (not delinquent).      
•        The refinance is to result in a lowering of
the borrower's monthly principal and interest
•        No cash may be taken out on mortgages
refinanced using the streamline refinance
•        640 Minimum Fico (some exceptions
•        It could be a single family home, 1 to 4
units, a condo or modular home.
•        The new loan amount cannot exceed the
original loan amount.

In general if you have a mortgage loan with a
high interest rate, streamline refinancing may
be beneficial for you.

If you do NOT have an FHA loan, you can explore
the options of a non-FHA streamline refinance.
* Equal Housing Lender. This is not an offer of credit or commitment to lend. Loans are
subject to buyer/property qualification. Rates/fees are subject to change without notice..
Programs y tasa de interés estan sujetas a cambios sin previo aviso.
Carmen G Gutierrez
Home Loans and Real Estate
NMLS# 371488
DRE # 01193488

Is your present interest rate 5% or
higher?? You are paying too much!

For more information,
please contact me.
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Have You Seen Your Refinancing
and Mortgage Options Lately?
It's time to take action and save big $$$